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Claim-ready checklists

Do this now so a claim goes smoothly later

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  • On day one, photograph your A/C, water heater, major appliances and visible plumbing and electrical.
  • Keep any inspection report from your purchase.
  • Save filter changes, flushes and service invoices.
  • Report problems as soon as they start. Small issues can grow into a failure that gets called pre-existing.
  • Know your service fee, your per-item limits and how service requests are dispatched.
  • For storm, freeze or flood damage, call your homeowners insurer first.
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